:root {
      --main-color: rgb(9, 33, 90);
      --secondary-color: #0C70C1;
      --accent-color-1: #37BB79;
      --accent-color-2: #FFDD1C;
      --light-bg: #F8F6FF;
      --light-text: #6D6D6D;
  }

  * {
      box-sizing: border-box;
  }


  body,
  html {
      padding: 0;
      margin: 0;
      box-sizing: border-box;
      font-family: "Lato", sans-serif;
      scroll-behavior: smooth;
  }

  ul {
      margin: 0;
      padding: 0;
  }

  li {
      list-style: none;
  }

  li>p {
      margin: 0;
      padding: 0;
  }

  sup {
      font-size: 12px;
  }



  h1 {
      font-size: 40px;
      font-weight: 900;
  }

  .two-up {
      display: grid;
      grid-template-columns: repeat(auto-fit, minmax(120px, 1fr));
  }

  .two-up>*+* {
      margin-left: 1rem;
  }

  .secondary-bg {
      background-color: var(--secondary-color);
      color: white;
  }

  .main-cta {
      background-color: var(--accent-color-2);
      color: var(--main-color);
      font-size: 1.25rem;
      font-weight: 700;
      line-height: 100%;
      text-decoration: none;
      letter-spacing: 0.05rem;
      text-transform: uppercase;
      border: none;
      width: 100%;
      padding: 1.5rem 2rem;
      border-radius: 5px;
      text-align: center;
      display: block;
      max-width: 500px;
  }

  .cta-header {
      padding: 1rem;
      background-color: var(--accent-color-1);
      color: white;
      text-decoration: none;
      border-radius: 5px;
      font-size: 14px;
      text-transform: uppercase;
      font-weight: 700;
      letter-spacing: 0.035rem;
  }

  .inner-wrapper {
      max-width: 1360px;
      margin: 0 auto;

  }

  .how-it-works,
  .why-us,
  .faqs,
  .pre-footer-cta,
  .privacy-wrapper {
      padding: 3rem 1rem !important;
  }

  .header {
      background-color: var(--main-color);
      padding: 1rem;
  }

  .header .inner-wrapper {
      display: flex;
      justify-content: space-between;
      align-items: center;
  }



  /* === Benefits Bar === */
  .sticky-bar {

      position: sticky;
      top: 0;
      z-index: 999999999;
  }

  .benefits {
      display: flex;
      justify-content: space-between;
      padding: 1rem;
      max-width: 1120px;
      margin: 0 auto;
  }

  .benefits-item {
      display: flex;
      align-items: center;

  }

  .benefits-item>*+* {
      margin-left: 7px;
  }

  .benefits-item p {
      font-size: 18px;
      font-weight: 700;
  }

  .benefits li+li {
      margin-left: 2rem;
  }




  .banner {
      background-color: var(--light-bg);
      padding: 1rem;
  }

  .banner .inner-wrapper {
      display: grid;
      grid-template-columns: repeat(auto-fit, minmax(400px, 1fr));
      align-items: center;
      justify-items: center;
      padding: 2rem 1rem;
      grid-gap: 2rem;
  }











  /* === Banner Form === */

  .banner-form-wrapper {
      width: 100%;
      min-height: 500px;
      max-width: 500px;
      margin: 0 auto;
  }

  .form-heading-wrapper {
      margin: 0 auto;
      max-width: 580px;
  }

  .banner-form-wrapper h1 {
      margin: 0;
      line-height: 100%;
      color: var(--main-color);
  }

  .banner-form-wrapper .heading-highlight { 
      color: var(--main-color);
      font-size: 1rem;
      font-weight: 700;
      padding: 0;
      margin: 0 0 0.25rem 0;

  }

  .banner-form-wrapper .form-seperator {
      background-color: var(--main-color);
      height: 1px;
      width: 100%;
      opacity: 0.1;
      margin: 1rem 0 2rem;
  }

  .banner-form {
      width: 100%;
      max-width: 470px;
      margin: 0 auto;
  }

  .steps .form-row+.form-row {
      margin-top: 2rem;
  }



  .form-row label {
      font-size: 1.125rem;
      font-weight: 700;
      color: var(--main-color);
      transform: translateY(-6px);
      display: block;
      transition: transform 0.2s ease-in;
  }

  .form-row label:has(+*>input:focus) {

      transform: translateY(-3px);
      transition: transform 0.1s ease-in;
  }

  ::placeholder {
      color: #858585;
  }

  select {
      appearance: none;

      -webkit-appearance: none;

  }

  .form-input input,
  .form-input select {
      width: 100%;
      border-radius: 0.3125rem;
      padding: 1rem;
      border: 1px solid rgba(33, 41, 87, 0.70);
      background: #ffffff;
      font-size: 1rem;

  }

  .form-input input:focus {

      outline: 1px solid var(--main-color);

  }

  .form-submit-button {
      background-color: var(--accent-color-2);
      color: var(--main-color);
      font-size: 1.25rem;
      font-style: normal;
      font-weight: 700;
      line-height: 100%;
      /* 1.25rem */
      letter-spacing: 0.05rem;
      text-transform: uppercase;
      border: none;
      width: 100%;
      padding: 2rem 1rem;
      border-radius: 5px;
  }

  .form-input.dob>*+* {
      margin-left: 1rem;
  }

  .form-input.dob {
      display: flex;
  }

  p.dob-disclaimer {
      margin: 0 0 10px 0;
      font-size: 0.9rem;
      color: var(--main-color);
  }

  .button-back {
      display: block;
      text-align: center;
      padding: 0.75rem;
      margin-top: 1rem;
      text-decoration: none;
      color: var(--secondary-color);
      font-weight: 700;
      width: 100%;
      background: rgba(0, 0, 0, 0);
      border: none;
      cursor: pointer;
  }

  p.form-disclaimer {
      font-size: 12px;
      text-align: center;
      line-height: 160%;
      margin: 20px auto;
      color: var(--light-text);
  }

  .security-message-wrapper {
      text-align: center;
      margin: 10px auto 24px;
  }

  .security-message-wrapper p {
      font-weight: 700;
      font-size: 14px;
  }

  .reviews-wrapper {
      text-align: center;
      width: 100%;
  }

  .reviews-wrapper svg {
      max-width: 100%;
  }

  .banner-image img {
      width: 100%;
      max-width: 650px;
  }





  .sticky-bar-cta-wrapper {
      padding: 2rem 1rem;

      background-color: var(--secondary-color);
      position: sticky;
      top: 0;
      z-index: 999999999;
  }


  .sticky-bar-cta {
      display: flex;
      justify-content: center;
      align-items: center;

  }

  .sticky-bar-cta h2 {
      color: #fff;
      letter-spacing: 0.06rem;
  }

  .sticky-bar-cta a {
      max-width: 300px;
  }

  .sticky-bar-cta>*+* {
      margin-left: 2rem;
  }


  .how-it-works-wrapper {
      display: grid;
      align-items: center;
      justify-content: space-around;
      grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
      margin: 3rem 0;
      grid-gap: 2rem;
  }

  .how-it-works-item {
      text-align: center;
      padding: 3rem;
      background: var(--light-bg);
      flex: 1;
      border-radius: 5px;
  }



  .how-it-works-text {
      font-size: 1.125rem;
      color: var(--light-text);
      max-width: 30ch;
      margin: 0 auto;
      font-weight: 400;

  }

  .section-heading-wrapper {
      text-align: center;
  }

  .section-heading-wrapper h3 {
      color: var(--main-color);
      font-family: Lato;
      font-size: 2rem;
      font-style: normal;
      font-weight: 700;
      line-height: 100%;
      letter-spacing: 0.08rem;
      margin: 0 auto 1rem;
  }

  .heading-seperator {
      height: 4px;
      background: var(--accent-color-2);
      max-width: 170px;
      margin: 0 auto;
  }


  .section-heading-wrapper p.sub-heading {
      font-size: 1.125rem;
      font-weight: 700;
      line-height: 100%;
      padding: 0;
      margin: 1rem 0 0.5rem;
  }

  .section-heading-wrapper p.sub-heading~p {
      font-size: 1.125rem;
      font-weight: 400;
      line-height: 100%;
      padding: 0;
      color: var(--light-text);
      margin: 0.5rem 0 0.5rem;
  }

  .how-it-works-item h4 {
      font-size: 1.375rem;
      font-style: normal;
      font-weight: 900;
      line-height: 140%;
      margin: 0 auto 1rem;
  }

  .how-it-works-item .heading-seperator {
      max-width: 100px;
  }

  p.how-it-works--sub-heading {
      font-size: 1rem;
      font-style: normal;
      font-weight: 700;
      line-height: 140%;
      text-transform: uppercase;
  }


  .bg-main-color {
      background-color: var(--main-color);
  }

  .bg-main-color>* {
      color: #ffffff;
  }

  .why-us .inner-wrapper {
      display: flex;
      align-items: center;
      justify-content: space-around;
  }

  .why-us {
      padding: 3rem;
  }

  .why-us-text {
      max-width: 540px;
  }

  .why-us-image {
      display: flex;
  }

  .why-us-image img {
      margin-bottom: -3rem;
      max-width: 100%;
  }


  .faq-item {
      display: flex;
      max-width: 900px;
      margin: 2rem auto;
      border-bottom: 1px solid #F5F5F5;
  }

  .faq-item:last-child {
      margin-bottom: 0;
  }

  .faq-item--icon span {
      background: #FFDD1C;
      padding: 10px;
      display: flex;
      width: 36px;
      height: 36px;
      align-items: center;
      flex-shrink: 0;
      justify-content: center;
      font-weight: 800;
      -webkit-clip-path: polygon(50% 0%, 95% 25%, 95% 75%, 50% 100%, 5% 75%, 5% 25%);
      clip-path: polygon(50% 0%, 95% 25%, 95% 75%, 50% 100%, 5% 75%, 5% 25%);
  }

  .faq-item--text {
      margin-left: 1rem;

  }

  p.faq-item--question {
      font-weight: 700;
      margin: 0 0 10px;
  }

  p.faq-item--answer {
      color: var(--light-text);
      line-height: 160%;
      margin: 0 0 2rem;
  }

  .how-it-works .main-cta,
  .pre-footer-cta .main-cta {
      margin: 0 auto;
  }

  .pre-footer-cta .main-cta {
      margin: 1rem auto;
  }

  .bg-light {
      background-color: var(--light-bg);
  }

  .footer {
      color: white;
      padding: 3rem 1rem;
      text-align: center;
  }

  .footer p {
      line-height: 160%;
      font-weight: 300;
  }

  .footer-logo {
      padding-bottom: 1.5rem;
      max-width: 550px;
      margin: 0 auto;
  }

  .footer-cta {
      border-top: 1px solid #394380;
      border-bottom: 1px solid #394380;
      padding: 2rem 0;
      margin-top: 2rem;
  }

  .footer-cta>p {
      margin: 0 auto 1rem;
  }

  .footer-logo .main-cta {
      margin: 0 auto 2rem;
  }

  .privacy-wrapper {
      background-color: #161D43;
  }

  .privacy-wrapper * {
      color: white;
      text-align: center;
  }

  .privacy-wrapper p {
      line-height: 160%;
  }

  .privacy-links>*+* {
      margin-left: 1rem;
  }




  @media screen and (max-width:767px) {

      .how-it-works,
      .why-us,
      .faqs,
      .pre-footer-cta,
      .privacy-wrapper {
          padding: 3rem 1rem !important;
      }

      a.cta-header {
          display: none;
      }

      h1 {
          font-size: 26px;
      }

      .main-cta {

          padding: 1.5rem 1rem;
          font-size: 1rem;
      }

      .banner {
          padding: 0;
      }

      .banner .inner-wrapper {
          grid-template-columns: 1fr;
      }

      .benefits {
          flex-direction: column;
      }

      .benefits li+li {
          margin-left: 0;
          margin-top: 1rem;
      }

      .benefits-item p {
          font-size: 15px;
      }

      .sticky-bar-cta {
          flex-direction: column;
          text-align: center;
      }

      .sticky-bar-cta h2 {
          margin-top: 0;
          font-size: 1rem;
          line-height: 160%;
      }

      .sticky-bar-cta>*+* {
          margin-left: 0;
      }

      .section-heading-wrapper h3 {
          font-size: 1.5rem;
      }

      .two-up {
          grid-template-columns: 1fr;
      }

      .two-up>*+* {
          margin-left: 0;
          margin-top: 1rem;
      }

      .form-input input,
      .form-input select {

          padding: 1rem 0.5rem;
      }

      .why-us .inner-wrapper {
          flex-direction: column;
      }



      .why-us-image img {
          max-height: 360px;

      }

      .privacy-wrapper a {
          display: block;
          margin: 1rem auto;

      }

      .privacy-wrapper span {
          display: none;

      }
  }

  .dob-label {
      display: none !important;
  }